Comprehensive Wealth Management Services

Full-Service Investment Management

We take a sophisticated, evidence-based approach to create a custom investment strategy for each client that is diversified based on your goals, timeline, and risk tolerance.

We will design your investment portfolio using low-cost index funds and ETFs, which have historically performed better than high-cost investments. This can significantly enhance your returns, further reduce risk, and create efficiency.

How this helps:

• Eliminate the stress of managing several accounts across multiple platforms
• Reduce risk and improve returns, paving the way to financial independence
• Peace of mind knowing you have a time-proven strategy at work
• Gain back precious time by outsourcing a lengthy and tedious process

Strategic Tax Planning

Every Attending Physician’s major financial pain point is paying taxes. Without careful planning, it’s possible to have a higher tax bill in retirement than during your working career.

Our tax planning service addresses this head on, using analytical tools to determine strategies that reduce your taxes paid today, as well as throughout your career and retirement.

How this helps:

• Lower your marginal income bracket
• Avoid unnecessary capital gains taxes
• Keep more of your hard-earned money for your family’s future
• Give away less money to the IRS over your career and lifetime

Retirement Planning

We help you plan for your ideal future vision. We’ll show you detailed projections of what your current savings rate and level of assets will translate into down the road, and then we’ll show you how long that nest egg will last you.

From there, you can simulate your own adjustments to hone in on a future you’ll enjoy. Through this process, you’ll see that anything is possible.

Our goal is to help you find the right balance between making the most of your time and money now, while preparing wisely for retirement.

How this helps:

• Provides peace of mind for a secure retirement
• Make retirement an option at a younger age
• Take advantage of transitioning to part-time work to enjoy more time with your family
• Enjoy the freedom to spend money on things that are important to you

Insurance Optimization

Our insurance planning services help you find the ideal coverage for your situation while minimizing costs.

Disability insurance is of the utmost importance for physicians and life insurance is equally important for your loved ones.

We will guide you with strategies to protect your hard-earned wealth and minimize the chance of a catastrophe bringing financial harm.

How this helps:

• Insure your future income potential that you’ve worked so hard to attain
• Take care of your loved ones if anything ever happens to you
• Protect your assets from a litigious world
• Keep more of your hard-earned money in your pocket

Student Loan Planning

Physicians face one of the most complex financial challenges in determining how to efficiently pay off student loans. The student loan repayment and forgiveness landscape has become increasingly more complex since the pandemic.

We will make sure you have a plan to pay off your loans in the most efficient way, and in doing so, will save you mountains of time and stress by avoiding trying to learn about the many options on your own.

How this helps:

• Minimize the total amount paid towards your student loans
• Maximize forgiveness on all eligible student loans
• Eliminate stress by removing your student loan burden sooner
• Sleep better knowing you have a custom plan

College Planning

Every parent’s dream is to give their children a great life. One of the most essential gateways to that dream is a strong education.
 
We help you plan for the college education you’d like your children to have and will show you how much you need to save and how to maximize your tax deductions.

Then, we’ll help you implement the plan by opening accounts, choosing an investment strategy, and setting up contributions.
 

How this helps:

• Stop worrying about financial preparedness for education expenses
• Start focused on college preparation and anticipation
• Allow your kids to feel supported during a pivotal life experience
• Provide your kids the opportunity to pursue the career of their choice